Commercial debt collection for serious business portfolios.
Considering a commercial debt collection agency? Start with your organization, employee-size band, role, receivables category, and total portfolio-balance band. “Not sure” is an option; smaller portfolios can still proceed. PayClear uses SaaS-first, AI-assisted workflow to support visibility, handoffs, and review for serious commercial portfolios. It does not replace careful human review or promise a particular outcome.
Qualification is context, not a legal determination
Employee count is context only. A $1M+ portfolio band adds a priority flag for human review; it is not automatic approval or a response-time promise. The form does not enforce a minimum or reject smaller or unknown volumes.
What to include in a placement inquiry
- Legal business name, company-size band (1–10, 11–50, 51–200, 201–1,000, 1,001+, or Not sure), role or authority, name, and work email
- Approximate total balance band (Under $100,000; $100,000 to under $1M; $1M to under $5M; $5M or more; or Not sure)
- Business-purpose receivables category and non-sensitive portfolio context
The public form is not an account upload. Do not send account-level records, consumer identifiers, payment details, or sensitive information.
Portfolio placement questions
What kinds of portfolios can I discuss?
This page is for organization-level commercial receivables inquiries. A person reviews the business purpose and operating context; the public form does not classify individual accounts.
What should I include in the first inquiry?
Share your organization, employee-size band, role, receivables category, and approximate total portfolio-balance band. Choose Not sure if the volume is unknown. A $1M+ balance receives a priority flag for human review; smaller and unknown volumes can still proceed. Do not include account numbers, consumer identifiers, payment information, documents, or other sensitive details.
Can I upload account files through the form?
No. The public form is only an initial business inquiry. Do not upload or paste account-level records; any later information exchange should use an appropriate, agreed channel.
Does AI make collection or account decisions?
PayClear describes technology as workflow support. A person remains responsible for reviewing fit, exceptions, and appropriate next steps; the website does not make an account-specific decision.
Is there a published minimum portfolio size?
No minimum is published here. The form asks for a total-balance band or Not sure so the inquiry can be labeled for human review. A $1M+ band receives a priority flag; smaller or unknown volumes can still proceed.
Account holders should use the separate account information and dispute request path.